P3-Insurance-Frustrated
Insurance inspections aren't pass-fail. Here's the rubric inspectors use, the three letters you can get, and what to have ready before they arrive.
The Home Page
October is the month the house starts sending invoices. The heat comes on, the renovation you started in June finally wraps, and the mortgage that looked fine in April suddenly feels like a lot. So this issue is about three bills and how to make each one smaller. [Editorial] If
P3-Insurance-Frustrated
A 2% deductible on a $700,000 dwelling limit is $14,000. Here is how to find your number and ask for a better option before renewal.
P2-New-Homeowners
Frozen-pipe claims average $30,000+. Here's how to drain outdoor faucets and sprinklers, and document it, before the first hard freeze.
P3-Insurance-Frustrated
Three quarters of homeowners in one major fire study were underinsured. Here is the ten-minute arithmetic check on your own dwelling limit.
homeownership
Fall is when a lot of renovation projects wrap up, and the final invoice is the moment most homeowners relax. You paid the general contractor. The kitchen is done. The relationship is over. Except that in most states, the plumber, the electrician, and the company that delivered your cabinets can
homeownership
The 30 year fixed rate averaged 6.95 percent in Freddie Mac's survey on September 17, a 19 month high. If you were hoping to refinance your way to a smaller monthly payment this fall, that door just got heavier. There is a quieter option most homeowners have
homeownership
If your house has an oil tank in the basement, you have probably already seen the number. Heating oil prices for winter 2026 are the worst most Northeast homeowners have dealt with in years. Connecticut averaged $5.61 a gallon in September, according to EIA data reported by WFSB. Two
P1-HNW
A closed-up second house is unoccupied, not vacant, and the freeze clause has two paths. Here is what your policy expects from October to April.
P2-New-Homeowners
A neighbor's tree on your roof is usually your claim, not theirs. The exception is negligence, and it turns on a paper trail you can build this fall.
P3-Insurance-Frustrated
Your carrier's rate increase was filed with your state, and it's public. How to find it, read it, and split the statewide part from the part about your home.
P2-New-Homeowners
A protective device discount is a filing, not a reward. Here's what your carrier needs, the exact request language, and how to confirm it landed.