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The Electrical Panel Nobody Mentioned at Closing Can Cost You a Policy
A Federal Pacific or Zinsco panel can block a homeowners policy. Here's the replacement sequence and the proof carriers accept.
Your Policy Pays to Rebuild Your House. It May Not Pay to Rebuild It to Today's Code.
Here is something that sounds like it shouldn't be true. You can have a house fire, a fully paid homeowners policy, and enough dwelling coverage to rebuild, and still owe tens of thousands of dollars out of pocket to finish the job. The gap has a dull name,
The Homestead Exemption Isn't Automatic. In Texas Alone, Hundreds of Thousands of Owners Never Filed.
Every year a few hundred thousand Texas homeowners pay property tax on value the state has said they don't owe. They aren't doing anything wrong. They just never filed for the homestead exemption, a short application most of them didn't know existed. The Texas
FEMA Now Sells Flood Insurance Online. The 30-Day Wait and a December 12 Deadline Still Apply.
Last week FEMA did something it probably should have done a decade ago. On October 20 it launched a tool on floodsmart.gov that lets you get a flood insurance quote and buy a federal policy online, in what the agency says is a matter of minutes. You enter your