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Your HOA Is Probably Underfunded. Here's What That Means for You.

Anil Nathan

25 Jun 2026
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The Home Page — September 2026 | The file on your house nobody reads

Labor Day weekend is the last honest weekend of the year, the one where you can still pretend the gutters are a September problem. This month is mostly about paperwork, which is unglamorous and also where the money is. [Editorial] The heat pump tax credit is gone, and some contractors

By Anil Nathan 01 Sep 2026

The Previous Owner's Insurance Claims Are Still on Your House's Record. You're Paying for Them.

Your home has a seven-year claims file called a CLUE report, and carriers price your policy off it. 86 percent of Americans do not know a previous owner's claims affect their premium. Here is how to pull yours.

By Anil Nathan 25 Aug 2026

Your Mortgage Payment Jumped $180 and Nobody Explained Why. It's an Escrow Shortage.

The average 2026 escrow shortfall is $2,157, or about $180 a month. Here is how escrow analysis works, where servicers get it wrong, and the four moves that lower the number.

By Anil Nathan 25 Aug 2026

The Heat Pump Tax Credit Expired. Your Contractor's Quote May Still Assume It Didn't.

Section 25C and 25D expired December 31, 2025. Federal heat pump tax credits are gone in 2026, but state HEAR and HOMES rebates are not. Here is what changed and what to ask before you sign an HVAC quote.

By Anil Nathan 25 Aug 2026

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