“New” Doesn’t Mean Risk-Free: Why Preventive Care Matters for Newer Homes
In 2023 alone, the U.S. added more than 1.4 million newly completed housing units. Many of these properties will enter insurer portfolios…
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From a Black Box to Real-Time Insights: Unlocking the Next Frontier in Homeowner Loss Prevention
The Hidden Cost and Opportunity in Residential P&C
When Homes Age, Risks Multiply: Why Proactive Care Matters
More than half of owner-occupied homes in the U.S. are now over 40 years old. For insurers, this is not just a demographic statistic — it…
Turning First-Time Buyers into Lifelong Customers
For decades, P&C insurance has operated as a financial backstop—visible at purchase, invisible during the policy term, and suddenly…
Lessons from Carriers with Effective Loss Prevention Strategies
What if many of the most costly claims could be avoided before they happen? Across the insurance industry, forward-thinking carriers are…
The $10,000 Leak: Why Water Damage Still Dominates Residential Claims
Water damage is one of the most common and costly types of residential insurance claims. It often starts small-a loose fitting fixture, a…
Why Homeowners Crave Help-and Why Trust in Service Providers Is at an All-Time Low
According to a January 2025 survey by Leaf Home in partnership with Morning Consult, nearly 70% of homeowners worry about unreliable…
The “Safe Driver” Moment for Homeowners Insurance
Auto insurance transformed when Safe Driver programs rewarded policyholders for better habits and helped carriers control losses. That…
From Homeowners to Founders: Why We Started Rafter
Homeownership should feel safe and empowering. Instead, it’s often overwhelming-and far too often, catastrophic. Last year alone, over $47…
Smarter Service, Stronger Relationships: How Insurers Can Deepen Policyholder Trust and Risk…
Technology has transformed many aspects of the property insurance industry. Pricing is increasingly precise. Underwriting is faster and…
The $47B Question: Why Does Preventable Loss Exist in Residential P&C?
The Cost We Keep Paying