most people don't know this

homeownership

The Previous Owner's Insurance Claims Are Still on Your House's Record. You're Paying for Them.

Your home has a seven-year claims file called a CLUE report, and carriers price your policy off it. 86 percent of Americans do not know a previous owner's claims affect their premium. Here is how to pull yours.

homeownership

Your Hurricane Deductible Isn't a Dollar Amount. It's a Percentage of Your Home's Value.

Most homeowners can tell you their deductible off the top of their head. A thousand dollars, maybe five hundred. What they usually do not know is that for wind, hail, and named storms, that number may not apply at all. A separate hurricane deductible, written as a percentage of your