The Strategic Shift: Prevention Moves From Experiment to Core Strategy
Loss prevention has crossed a threshold. It is no longer a peripheral initiative or an innovation sandbox project. It has become a defining…
Rafter
Unlocking the Untapped Potential of Premium Credits
Premium credits — discounts offered to policyholders for completing proven, risk-reducing actions — should be one of the most powerful…
Seeing the Whole Picture: Why Loss Prevention Must Be Holistic
Picture this: a homeowner installs a quality sump pump and tests it each spring. They feel prepared — until a summer storm knocks out…
Preventable Loss In Homeowner’s Insurance: A Deep Dive
Each year, U.S. homeowners insurance carriers pay out around $100 billion in claims. Behind that figure are not just dollars, but families…
The Nine-Month Home Insurance Claim That Should Have Been Shorter
This wasn’t just a property loss. It was the loss of daily life, stability, and normalcy.
“New” Doesn’t Mean Risk-Free: Why Preventive Care Matters for Newer Homes
In 2023 alone, the U.S. added more than 1.4 million newly completed housing units. Many of these properties will enter insurer portfolios…
From a Black Box to Real-Time Insights: Unlocking the Next Frontier in Homeowner Loss Prevention
The Hidden Cost and Opportunity in Residential P&C
When Homes Age, Risks Multiply: Why Proactive Care Matters
More than half of owner-occupied homes in the U.S. are now over 40 years old. For insurers, this is not just a demographic statistic — it…
Turning First-Time Buyers into Lifelong Customers
For decades, P&C insurance has operated as a financial backstop—visible at purchase, invisible during the policy term, and suddenly…
Lessons from Carriers with Effective Loss Prevention Strategies
What if many of the most costly claims could be avoided before they happen? Across the insurance industry, forward-thinking carriers are…
The $10,000 Leak: Why Water Damage Still Dominates Residential Claims
Water damage is one of the most common and costly types of residential insurance claims. It often starts small-a loose fitting fixture, a…
Why Homeowners Crave Help-and Why Trust in Service Providers Is at an All-Time Low
According to a January 2025 survey by Leaf Home in partnership with Morning Consult, nearly 70% of homeowners worry about unreliable…